Rating 5, 0 (28) Simply put, a bodily injury is a physical injury, while a personal injury is a legal claim that arises from an injury that is usually (but not always) physical. According to the New York Department of Motor Vehicles, the state requires that all drivers purchase a Personal Injury Attorney in Bluffton SC protection policy (PIP), also known as no-fault insurance, as well as a liability policy that provides bodily injury coverage. If you think you've never purchased PIP coverage, don't worry. It is included in all car insurance policies issued in New York. Primarily, the difference between personal injury and personal injury protection insurance is who it covers.
If you were in an accident with injuries, especially a car accident, it's important to understand personal injury protection versus bodily injury and the difference between the two. Bodily injury compensation is only part of the compensation available for a successful personal injury claim. A Lafayette personal injury lawyer can examine your individual situation, determine if you have reason to file a personal injury lawsuit, and seek a settlement on your behalf. You can win a bodily injury settlement, but not a full personal injury settlement, for example, in a workers' compensation claim.
In connection with auto insurance, personal injury protection (PIP) is the coverage of medical expenses and other related costs for you and the passengers of your vehicle in the event of an accident. You can file a personal injury claim for compensation if you have been injured because another party acted in a negligent, reckless, careless, or intentional manner and, as a result, you suffered damages. Understanding the difference between auto insurance for bodily injury and personal injury is important to your security. The easiest way to distinguish between a personal injury claim and a personal injury is the fact that personal injury is a legal principle with many different aspects.
Personal injury claims refer to bodily and other injuries sustained in a wide range of accidents or incidents. If successful, a personal injury claim could recover compensation and provide financial relief that would not otherwise be available through your PIP coverage. It will also cover other reasonable and necessary expenses related to injuries sustained in the accident by the driver, passenger or pedestrians. Personal injury refers to a legal claim for harm to a person that was caused by the negligence or other misconduct of another person.
A personal injury can include a fall, a boating accident, a defective product injury, a construction accident, or any other type of incident that causes physical harm.