Rating 5, 0 (28) Simply put, a bodily injury is a physical injury, while a personal injury is a legal claim that arises from an injury that is usually (but not always) physical. The main difference is that in a Personal Injury Attorney in Laurens SC claim, the damages considered include unquantifiable losses, such as pain and suffering. According to the New York Department of Motor Vehicles, the state requires that all drivers purchase a Personal Injury Attorney in Laurens SC protection policy (PIP), also known as no-fault insurance, as well as a liability policy that provides bodily injury coverage. If you think you've never purchased Personal Injury Attorney in Laurens SC coverage, don't worry.
It is included in all car insurance policies issued in New York. Primarily, the difference between personal injury and personal injury protection insurance is who it covers. In a personal injury case, you, the plaintiff, must show that the other party, the defendant, acted negligently. Understanding the difference between auto insurance for bodily injury and personal injury is important to your security.
The pain and suffering caused by personal injury can be significant and should be considered when negotiating a settlement. When a person suffers an injury or some type of quantifiable damage to their property and it was the fault of another party, they can file a personal injury lawsuit. Non-economic damages often amount to more than 50% of the total value of a personal injury settlement. Personal injury refers to a legal claim for harm to one person that was caused by the negligence or other misconduct of another person.
Intangible personal injuries, such as pain and suffering, are another matter and it can be much more difficult to assign them a monetary value. These losses are usually related to the loss of your car, a phone, a personal computer, or your clothing. Bodily injuries refer to physical injuries to the body, such as bone fractures, cuts and bruises, burns, disfigurement, scarring, paralysis, or impairment of body function. It can help you understand your rights and options regarding personal injury claims under New York State law if you have been seriously injured in an accident.
Ultimately, the various accidents and incidents that can give rise to a personal injury claim are too numerous to comfortably list. Every time you need other compensation or suffer another loss after an accident, your personal injury compensation increases, so if you need physical therapy, your compensation will increase. These personal and bodily injury insurance minimums are established to ensure that the driver who causes an accident is responsible for the financial impact of the injuries on the victims of the accident.